Do you want a simple retirement plan - a plan you can implement easily as an independent contractor or small-business owner - without a lot of paperwork? A SIMPLE IRA (Savings Incentive Match PLan for ...

A SIMPLE IRA is a retirement plan designed for small businesses, generally those with fewer than 100 employees. It works somewhat similarly to a 401(k), but employers are required to contribute to ...

Small businesses tend to avoid retirement plans, largely due to their complexity and cost. Just 34 percent of small businesses offer a retirement savings plan to employees, according to a recent ...

A SIMPLE IRA is a retirement plan designed for self-employed people and small businesses with 100 or fewer employees. It's a cheaper (and easier) plan for an employer to set up compared to a ...

A SIMPLE (which stands for Savings Incentive Match Plan for Employees) IRA plan is a simplified, tax-favored retirement plan offered by small employers that provides employees with a simplified method ...

There are five main choices for the self-employed or small-business owners: an IRA (traditional or Roth), a Solo 401(k), a SEP IRA, a SIMPLE IRA or a defined benefit plan. Many, or all, of the ...

The SEP IRA is a great starter plan for a small business because it is easy to set up and maintain. Also, it provides funding flexibility with discretionary contributions. But sometimes, a small ...

The match amount is calculated as if the employee contributed their loan amount to the plan even if they did not make any elective contributions. The IRS has issued interim guidance for a new ...

A Savings Incentive Match Plan for Employees (SIMPLE) IRA is a retirement plan specifically designed for self-employed individuals and small businesses with 100 employees or fewer. It's a more ...