Experts point to several factors behind the surge in health insurance prices, including general inflation, the growing use of ...

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

Expiration of enhanced ACA subsidies in 2026 could lead to a 114% premium increase, affecting millions of Americans. Republican proposals include association health plans and health savings accounts, ...

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, ...

The public perception is that the unpopular business practices of commercial insurers are driven solely by corporate greed. However, complex changes in the dynamics of the health care market are a ...

Immigrant children face higher odds of forgone medical care and subspecialty referral difficulties compared to US-born children. Federal policy changes under H.R. 1 may further restrict healthcare ...

Getting your Trinity Audio player ready... Premiums will double next year for Coloradans who buy their health insurance on the state’s individual market, with higher-income families facing increases ...

A preexisting condition refers to a health condition that a person had before the date their new health coverage starts. Insurers cannot usually charge more or deny coverage to someone with a ...

Private health insurance can offer a welcome safety net should you ever want access to medical tests or treatment more quickly than you may be able to secure it through the NHS. It can also mean a ...