What Is a Hard Inquiry? When you apply for a credit card or a loan, the lender requests your credit report from one or more credit bureaus. The lender then does a deep dive into your report to assess ...

Like most things in life, credit scores can be frustrating if you don't understand how they work. Did you know there could be errors on your credit report that are damaging your score? Or that not ...

A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

A. Yes, you can get rid of hard inquiries on your credit report! Before we go there, let's go over what a hard inquiry is and what it means. Whenever organizations pull your credit report, they are ...

A hard credit check can take a few points off your score temporarily, but a soft inquiry doesn't affect it. Many, or all, of the products featured on this page are from our advertising partners who ...

There's a common misconception that any credit check lowers your credit score and hurts your ability to get approved for loans and new lines of credit, but this is only sometimes true. There are ...

If you recently downloaded your credit report and it showed a “hard inquiry”, it means that you must have applied for some type of credit (such as a credit card or loan) in the last two years. A hard ...

What is a hard inquiry? What is a hard inquiry? A hard inquiry occurs when you formally request credit from a bank or other lender, and they receive a full copy of your credit file. You may receive a ...

When we talk about credit scores, inquiries almost feel like an afterthought. Inquiries, or new credit, only contribute about 10 percent to your FICO score, so it’s easy to assume they aren’t a big ...