An HO-3 policy is a form of home insurance that protects against property damage, legal liabilities and other expenses associated with unexpected disasters to the home. Most insurance companies' ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Elizabeth Rivelli has nearly five years of experience covering insurance for finance publications. She has expertise in various insurance lines, including car insurance, health insurance, travel ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

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Before hurricane season starts is a good time to check your insurance coverage to make sure you’re financially protected. If you live in an area prone to hurricanes, you may need windstorm insurance.

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To estimate your home insurance premium, start by considering where you live and how much coverage you need. Many, or all, of the products featured on this page are from our advertising partners who ...

To get home insurance as a first time home buyer, you can work with an insurance agency or get quotes online. Then, you need to send the policy to your mortgage company before closing. Find Cheap ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...