The retirement needs of the typical U.S. worker can be well served by consistent participation in a payroll deferral 401(k) plan, with the potential to complement pre-tax savings with after-tax ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. When it comes to investing, it’s ...

Keep investments for more than a year to benefit from lower long-term capital gains tax rates. Use 401(k)s and IRAs for investing to defer taxes on gains and dividends until retirement. Interest ...